Prosper Budget Spreadsheet Bundle – 7 Colour Themes

The complete set: all 7 colour themes of the Prosper Ultimate Budget System. Switch whenever you like.

💰 Know exactly where your money goes, what's due next, and how close you are to your goals, all in one beautiful spreadsheet. The Prosper Ultimate Budget System works in BOTH Microsoft Excel and Google Sheets. Enter your bills once, log your spending in seconds, and let the dashboards, calendar and trackers do the rest.

Why Prosper Is Different

• One file, two programs: works in Excel (2019, 2021, 365) AND Google Sheets.
• Financial Health Score (0–100): see how you're really doing on savings, emergency fund, debt and spending.
• Set-and-forget recurring bills: weekly, biweekly, monthly, quarterly or annual, scheduled automatically.
• Smart bill calendar: every bill and payday lands on its date.
• Any currency: change one cell and everything follows ($ € £ ₦ ₹ …)
• Start any month of the year.
• 🌍 Tax-advantaged account tracker for your country: Canada (TFSA/RRSP/FHSA), USA (401k/IRA/HSA), UK (ISA/pension), Australia (super), or Custom for anywhere else.
• Protected formulas, so nothing breaks by accident.

25 Tabs Included

Get started

• Start Here: quick-start steps and clickable navigation.
• Setup: year, currency, categories, budgets and accounts with live balances.

Track

• Recurring Bills: up to 60 bills and income streams, next due date, and a Jan–Dec payment grid.
• Transactions: 1,500-row log; the group and sign fill in automatically.

See

• Dashboard: year-to-date totals, monthly chart, Health Score, 50/30/20 check, top 5 spending categories, balances and goals.
• Bill Calendar: monthly view plus your next 12 upcoming payments.
• 12 Monthly Tabs (Jan–Dec): planned vs actual for every category, progress bars, bill checklist and charts.
• Annual Overview: every category, every month, heat mapped.

Grow

• Savings Goals: up to 20 goals or sinking funds, with contributions counted automatically and a monthly target to stay on track.
• Debt Payoff Planner: snowball, avalanche or custom order with payment rollover, payoff dates, total interest and your debt-free date.
• Debt Schedule: month-by-month balances for up to 20 years.
• Net Worth Tracker: monthly assets and liabilities with a goal.
• Investment Forecast: up to 40 years, in future AND today's dollars.
• Tax Accounts: pick your country and limits load automatically, with room left and over-limit warnings (Custom option for every other country).
• No-Spend Challenge: fills itself in from your transactions.

What You'll Receive

• All 7 colour themes: Classic, Blush Pink, Dark Mode, Sage & Neutral, Lavender Dream, Ocean Blue and Pastel Rainbow (one .xlsx each).
• Quick-Start Guide PDF with your Google Sheets "Make a copy" link, step-by-step setup, a tour of every tab, FAQ and troubleshooting.

How It Works

1. Download your files from your order email or order page.
2. Google Sheets: open the link in the PDF and click "Make a copy". Excel: open the .xlsx file.
3. Follow the 4 setup steps (about 20 minutes).
4. Watch your money come into focus.

New year? Duplicate the file, change the year and keep going. No need to buy again.

Please Note

• This is a DIGITAL DOWNLOAD. Nothing physical will be shipped.
• Works in Excel 2019, 2021 and Microsoft 365 (Windows or Mac) and in Google Sheets with a free Google account. Older Excel versions and Apple Numbers are not supported.
• Best on a computer. Google Sheets also works on phones and tablets.
• The template is delivered blank. Listing images show sample data for illustration.
• English only.
• For personal use only. Please do not resell, share or redistribute.
• This is an organisational tool for information only, not financial, tax or legal advice. Contribution limits are 2026 reference figures; confirm yours with your tax authority.
• Due to the digital nature of this product, all sales are final. If anything isn't working, use our Contact page and I'll gladly help.

Thank you for supporting Dera Brand, a small Canadian business. Bold and Timeless. 💛

Instant digital download. All files arrive together in one ZIP, emailed to you and available on your order page right after checkout.